Naked Wealth Blog

HOW MUCH IS ENOUGH? financial planning retirement planning

Last week we gave you what we hope were some valuable tips to help ensure your retirement savings can go the extra mile.

This week we want you to stop and think about how much money you would need to make getting up for work every day a choice? What if you didn’t turn up to work tomorrow, how long ...

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RESCUE YOUR RETIREMENT retirement retirement planning

Are you nearing retirement? (Or perhaps you know someone in that boat?)

If so, you’ve spent your entire working life hoping to get towards this point… the point in your life when you can afford to stop working. And what’s happening around the world right now is the perfect catalyst to make sure you...

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ARE YOU BEING SUPER SILLY? financial planning retirement planning superannuation

Here’s you… super is boring, who cares, its tomorrow’s problem, I don’t really understand it anyway…

Here’s us… you’re being super silly! If superannuation were a country, many of us would try moving there simply due to the generous tax savings on offer. Tax savings now, and tax savings later too!

...
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PAY YOURSELF FIRST - OUR #1 RULE! cashflow management

We can educate you on so many different financial strategies, from investing to saving tax, protecting your loved ones and so much more. But when it comes to being a financial winner and building future financial wealth, the most important strategy we need to stress (and have stressed over and over)...

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All Children Aboard The Wealth Train investing

Having received a few queries over the past few weeks regarding investing for children, we thought to make such the topic of this week’s Money in Minutes.

And spoiler alert… our Wages to Wealth program has recommendations in this space. So no excuses!

There's a popular Chinese proverb that says: “...

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SUPER vs MORTGAGE mortgage superannuation

First things first… if you’re still having trouble meeting your mortgage repayments, or you haven’t yet set up a Rainy Day fund, then you need to focus on these two tasks and only then revisit the super versus mortgage dilemma.

The current higher interest rate environment does generally mean we sho...

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DON’T GET SOLD AN SMSF! superannuation

We’ve been quite transparent of our somewhat dislike towards self-managed super funds (SMSF)! They can sometimes have a place for some people, however we believe too many hard working Australian’s end up being sold something they don’t need and shouldn’t want.

Remember, your superannuation is most ...

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DON'T WASTE YOUR TAX REFUND tax

No doubt some of you will be excited that with a new financial year comes your group certificate for last year… and don’t we all hope it’s a tax refund (not a liability) that soon follows once your lodgement is processed.

So, on the assumption you get a tax refund, here’s what we hope is a simple 3...

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DON’T JUST “GET AHEAD” financial planning

If we could have one wish for all our members, it would be to ensure you all build and maintain the foundations of your financial house.

Why?

Because by having a financial house with strong foundations you’re almost certain to “get ahead” financially regardless of what unforeseen events unfold. Yo...

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SALARY SACRIFICE YOUR WAY TO FINANCIAL FREEDOM salary sacrifice superannuation tax

It’s no secret that we are big believers in what’s simple works. With that being the case, there is arguably no better and more effective way to build wealth for your future self than salary sacrificing into your super.

And with next week being the start of a new financial year, there is no better ...

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YOUR MOST IMPORTANT ASSET insurance protection

What is your most important financial asset? Is it your home? Your superannuation fund? Your investment portfolio? Or perhaps you think it’s your sports car!

Well, the correct answer is… It’s you!


That’s right, you are your own most important financial asset. Think about it. The median wage of Au...

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HEADS UP FOR THE END OF FINANCIAL YEAR - PART 2 superannuation tax

For those of you contemplating putting money into super, you have less than four weeks before the end of financial year door closes… so read up!

Last week we highlighted the value of concessional, or “pre-tax” contributions into your super. This week we want to build on that foundation by covering ...

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